Core Banking Software
SmartCBS - Employee Cooperative Credit Society Software
SmartCBS is a web based Employee Cooperative Credit Society Software. Software enables the society to give lot of convenience features to its members.
SmartCBS - Advantages:
- Bring Employee Cooperative Societies at par with the technological platform of the Commercial Banks thus improving interms of service delivery to its members.
- Transparency and regular reconciliation and balancing of books of account to arrest pilferage.
- The member of the society can avail facilities through phone call, mobile app and website.
- SmartCBS design is based on open systems, it can seamlessly integrate with third party systems.
- Web based system advantages - cross platform compatibility, ease of deployment.
- Simple user interface: Allows users to easily navigate from one screen to another through intuitive hyper linking. Users gain access to complete details of customers and accounts with a minimum number of clicks
- Supports multiple delivery channels: Enables you to widen your reach with support for multiple delivery channels such as internet banking, telebanking, mobile banking, SMS, and ATM.
- Highly secure: Role based access control system ensures that only authorized users have access to specific modules.
- SmartCBS is future proof and can be seamlessly integrated with other applications. With robust architecture and scalability, it ensures protection on your investments
SmartCBS - High level Modules
- Membership & Shares and Dividend
- Thrift Deposits
- Membership Benefit Fund
- Fixed Deposits(FD)
- Recurring Deposits(RD)
- Deposit Loans - Loans on FD and RD
- Gold Loans
- Personal Loans
- Education loans
- Accuracy and Accountability TaskList - maker and approver concept
- User authentication and authorization capabilities
- Convenience Dashboards
- Transactional SMS and Email alerts
- Accounting module
- New product developement using Schemes - supported for products like Savings, FD, RD and Loans
- Multi state and Multi Branch support
- Recovery Module for Loans, Defaulters list
- Mobile app for Member(s)
- Self Service Portal for members